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R.J. "Rob" Fincham, Jr. and Garret Bergby are agents licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies collectively in the states of Oregon, Arizona, California (Rob's CA Insurance License #823866) and Washington. No insurance business may be conducted outside these states referenced.

R.J. "Rob" Fincham, Jr. and Garrett Bergby are Registered Representatives of and collectively offer securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC,a Licensed Insurance Agency, 404 SW Columbia Street, Suite 214 Bend, OR 97702 (541) 382-8773. In this regard, this communication is strictly intended for individuals residing in the states of Oregon, California, Colorado and Washington. No offers may be made or accepted from any resident outside the specific states referenced.

R.J. "Rob" Fincham, Jr. is registered as an investment adviser representative ("IAR"), under Eagle Strategies LLC, a Registered Investment Adviser, offering advisory services in the states of Oregon, Alaska, California, Colorado, Illinois and Washington. As such, these services are strictly intended for individuals residing in Oregon, Alaska, California, Colorado, Illinois and Washington.